I've been looking into different pumps (my 522 warranty is up in December), and yesterday Animas called me about my insurance coverage. The guy said that my insurance company (which sounds like a mountain), won't pay for a new pump until it's out of warranty and broken. He really emphasized that no major insurance company will pay for a new pump until the old one is out of warranty. I asked him if my secondary insurance company would pay for it (since they didn't originally), and he wasn't even going to check. Finally he said he'd talk to someone else and call me back today. As far as I can tell, having an out-of-warranty pump is not a great thing with MM. They might get you a new one if it breaks, but only if you stay with them. Now, I know I could wait until December. The thing is, other people have switched pumps in midstream, so to speak. Is this a new policy by all the insurance companies? Can anyone enlighten me?