That's the date that ALL of our kids will be able to get health insurance NO companies will be able to deny them coverage based on preexisting conditions!!! They can get individual coverage and do not need to be on a group plan. My plan is to put Sam on an individual plan at that time, by himself. He will be able to keep that plan for as long as he needs it. Of course there will be increases in premiums for the preexisting coverage, but I'm pretty sure that it will cost less than the group plan he is on right now.