At the risk of sounding like an idiot...What exactly do you think caused this horrible economy? Where so many people have been laid off and almost everyone has been affected. I'm thinking it has a lot to do with mortgage companies giving out home loans first to people who weren't ready to be homeowners, and second starting them off with a low interest rate that goes way up later. Am I right? What else is going on? I am just so mad at the effect this has had. I only have 8 years until my house is paid off. But, with my business being affected by other peoples bad credit and the precarious job situation for hubby. We want to get rid of the debt we have while our credit still allows it I want to know who to blame for what happened in the economy Thoughts????