I have seen many "black Friday" threads on CWD and post on FB about great deals and purchases, I myself made one purchase yesterday. While all the shopping going on is great for the economy. Where is all the extra money coming from? I know our family, while not destitute, have experienced a tightening of finances due to the economy the last few years. My one purchase was a great deal but financially the other great deals out there just aren't in our budget. I am going to really have to bargain shop to put Christmas in our budget. Not to mention all the gatherings, that will take place over the next month, with extra food and drink expense. So what creative budget fangling are you doing to keep it in check, and have your children enjoy a modest holiday season? I am not a July Christmas shopper. My mother used to do a Christmas club where she contributed a small amount of money every week, so when November shopping came she had a few extra $'s to spend. Do they still have those?