I am hoping that someone could give me some insight for I am SO lost and confused. We recently were told that our BCBS of IL plan was being discontinued and that we would be booted to a new plan for 2016. After getting the info in the mail I went to talk to my husbands work insurance agency and after trying to select a new medical plan was told that with our family size and my husbands income we were all eligible for Medicaid and because we were we were not going to be offered a subsidy on any BCBS plan if we chose to keep private insurance. After reviewing the plans, the premiums were OUT OF THIS WORLD expensive, 1400 a month and the deductibles and out of pockets was something we just could not afford. Long story short we chose to go with the medicaid as our primary insurance only to find out today that we do not qualify after all and that we need to select a private insurance plan. After logging onto the marketplace I found out that our Diabetic son qualifies for medicaid but the rest of the family does not. The insurance agent told me that he could not be on 2 insurance plans, meaning the medicaid would be his only insurance. Has anyone heard of this? I dont understand why they would just pick one of my children? I now have to make the decision of paying extremely high premiums (we wont qualify for subsidy if we choose to put him on private insurance) or keep him on the state insurance. I know nothing about medicaid nor what they pay for. He is on an insulin pump and a CGM which I am worried now that we wont get coverage for and have to pay out of pocket for. Does anyone have experience with this or have a state insurance as a primary? I did a search and only could find it being used as a secondary? Any advice would be GREATLY appreciated Thank you in advance!