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Graduate school in another state denied Health Insurance Waiver for daughter because it doesn't prov

Discussion in 'Parents of College Kids and Young Adults with Type' started by obtainedmist, May 30, 2017.

  1. obtainedmist

    obtainedmist Approved members

    Joined:
    Aug 3, 2010
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    1,537
    I wonder if other parents have experienced this. Of course, she is writing a letter requesting to stay on her Colorado based Cigna plan. I suggested she detail the length of care (7 years) with her provider at the Barbara Davis Center and her ability to see her practitioner during school breaks. I also suggested she mention that during her 4 years of college and year abroad, she had no problem working around the distance. In addition, I thought it would be good to state that her current plan was specifically chosen to be the most affordable with regard to buying the DME needed for her pump supplies and that going off this plan would most certainly be an economic hardship for her (us!). Any other suggestions would be greatly appreciated!
    Thanks!
     
  2. kim5798

    kim5798 Approved members

    Joined:
    May 7, 2009
    Messages:
    745
    That is crazy. I think the whole health ins thing with college out of state is a nightmare personally, but like you we have managed so far to navigate visits to the drs & specialists around breaks etc. So they are forcing her to pay for a health plan thru the university? or what? If it is non emergency care, that can obviously be taken care of at the next school break or visit home.

    We dealt with an urgent illness by going to a local urgent care, that was contracted with United Health Care in general. They accepted our United Health Care HMO from CA plan & treated my daughter well. I honestly think the HMO's should have some type of system to accommodate this situation. I don't like that she can't have a regular doctor locally, but the plan we have is the one we can afford, and that best serves us with regard to DME & prescription costs. If something serious happens there, we will have to pay the large copays for the ER & deal with it.

    Please post how things go.
     

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