Student with No Insurance

[jessika72]

Hi, Im a 25 year old student in California with no insurance. I was covered under California Children's Services until i was 21, and then was insured under my student health services at my college until August 2007. Now I have no doctor and no insurance and still have 2.5 years left of school. Im at a loss as to what to do. I was getting my Lantus for free and would still qualify for it, but I need a doctor to write the Rx, and the test strips are very expensive as well. The other drugs I am ok paying for out of pocket.

If anyone has any Ideas as to how I can get a doctor or Rx for a reasonable price, please let me know. I am in Los Angeles and I called some endocrinologists when I first moved to town and I was told it would be between $300-$350 for the consultation, seeing as I live on loans, I cant afford that.

Any advice is welcome.

[lilituc]

You can apply for the high risk pool, but premiums may be high.

http://www.mrmib.ca.gov/mrmib/MRMIPBRO.pdf (seems to only be a pdf)
http://www.insurance.ca.gov/0100-consumers/0300-public-programs/0600-mrmip/index.cfm

[Mom2rh]

Can you qualify for Medicare or Medical?

This is one of the reasons our health care system needs a complete overhaul.

I am so sorry you have to worry about getting your meds that YOU NEED TO LIVE.

[jessika72]

I do not qualify for medical because I am a full time student and not working full time, and because I have no kids and am over the cut off age. I will look into the high risk pool (after finals), I heard that they have recently changed their guidelines so I wont get cut off after 36 months, but I have also heard that their premiums are between 250 and 450 a month.

I completely agree that our health care system needs an overhaul... I will be better covered in Europe this summer while I am studying abroad then I am in my own country... thats so sad.

Thank you guys for the Ideas.